Life and Non Life Insurance Service Provider in Wakad – Shardul Insurance and Investment
Proprietor Name: Mrs.Ukha Dnyaneshwar Singare
| CHILD PROTECTION PLAN |
|Children Plans from L.I.C. provide safeguard and planned savings for the future of your children with respect to funding their upbringing, education, career, marriage, etc. Numbers of options are available to satisfy and match your goals for your children.|
| RETIREMENT SOLUTION |
| Plan now for a great and independent retired life. Choose from Immediate and deferred annuity plans to suit your retirement needs. |
| ENDOWMENT PLANS |
|Endowment plan is term insurance policy with maturity benefits. In case of demise of policyholder, the Sum Assured along with accrued bonuses (if any) is paid to the beneficiary. On survival of policyholder, the same is paid on the maturity date.|
| MONEY BACK PLANS |
|A bunch of perfect plans offered by LIC to meet the insurance needs and the period financial needs of an Individual. The plans provide cash inflow at a predefined intervals.|
| PURE PROTECTION PLANS |
|Pure Protection Plans are specially designed to offer only Life Cover at a very low premium. There are short term plans, long term plans and convertible plans in this category.|
| HEALTH INSURANCE PLANS |
| ||Health plans from LIC give you the financial security to meet health related contingencies.|
| ULIP PLANS |
| ||Ulip plans are investment plans for those who realise the worth of hard-earned money. These plans help you see your savings yield rich benefits and help you save tax even if you don’t have consistent income.|
Additional Life Insurance Services offered for Employee – Employer by Shardul Insurance and Investment:
- Leave Encashment under Life insurance
Non Life Insurance
PLANS for INDIVIDUALS
PLANS for FAMILIES
| · Mediclaim 2012 – Individual |
· Janata Mediclaim
· Mediclaim 2007
· Senior Citizen Mediclaim Policy
| · Floater Mediclaim |
· Asha Kiran
· Top Up Mediclaim
| · Medi Classic Individual |
· Senior Citizens Red Carpet Plan
· Super Surplus Individual
· Criticare Plus
· Cardiac Care
· Unique Health Insurance
· Diabetes Safe Individual
· Star Care Individual
| · Medi Classic Family Floater |
· Comprehensive Health Plan
· Super Surplus Floater
· Wedding Gift Policy
· Diabetes Safe Floater
· Family Delite
· Family Health Optima
· Star Care Floater
| · Personal Protect |
| · Complete Health Insurance |
· Health Booster
Why Health Insurance?
Today technology is available to cure critical illnesses as well as basic health concerns. But, with this advancement comes the shooting prices of health care services which are beyond the reach of common man. Here, health insurance comes as a relief to rescue us in the difficult times of hospitalization. This includes in-patient treatments, pre and post hospitalization charges, day care procedures, domiciliary treatments, etc.
We all have hectic life schedules, deadlines, work pressures and a time table to follow. And then, there is this time, a few days off from all this chaos, amidst nature and leisure, where we create memories to cherish with our loved ones.
The thought of packing for a trip, not following the hectic time table itself, brings a smile on our face!
“We travel not to escape life, but for life not to escape us.” …so true
What is Travel Insurance?
Travel insurance is simple a means to protect our happy times while travelling. Even if we know the country we are travelling to fairly well or are very careful about our planning, there are always certain things which are beyond our control.
What is Auto Insurance?
Auto insurance policy is mandatory for vehicle owners as per Indian Motor Vehicles Act 1988. This Plan is designed to give coverage for losses which insured might incur in case his gets stolen or damaged. The amount of Auto insurance premium is decided based on the Insured Declared Value of a car. The premium will increase, if you raise the IDV limit and vice versa.
Over the years, HDFC has helped to promote institutions in the field of housing finance, and in the financial sector in general. Notable amongst these has been HDFC Bank. This was initially promoted in a strategic alliance with Natwest Markets-UK. HDFC Bank commenced its operations in February 1995.
ICICI Bank Loans:
ICICI Bank was originally promoted in 1994 by ICICI Limited, an Indian financial institution, and was its wholly-owned subsidiary. ICICI’s shareholding in ICICI Bank was reduced to 46% through a public offering of shares in India in fiscal 1998, an equity offering in the form of ADRs listed on the NYSE in fiscal 2000, ICICI Bank’s acquisition of Bank of Madura Limited in an all-stock amalgamation in fiscal 2001, and secondary market sales by ICICI to institutional investors in fiscal 2001 and fiscal 2002.
Standard Chartered Bank:
The Chartered Bank opened its first overseas branch in India, at Kolkata, on 12 April 1858. Eight years later the Kolkata agent described the Bank’s credit locally as splendid and its business as flourishing, particularly the substantial turnover in rice bills with the leading Arab firms.
There’s more to the post office than the little red post box. It is a veritable shopping center of investment products. Not only do they offer returns on par with other fixed income instruments, but are also solidly backed by government assurance – the highest credit rating that you can get in India. Flexibility, easy transferability, tax benefits, good returns – the post office delivers it all.
Post Office Savings Bank-included in the Union List vide item No. 39 of Seventh Schedule of the Constitution of India.
Various Schemes framed by the Central Government under :
- Government Savings Bank Act, 1873,
- Government Savings Certificates Act, 1959,
- Public Provident Fund Act, 1968.
Two non-statutory schemes- introduced through executive orders.
Small savings schemes are designed to provide safe &, attractive investment options to the public and at the same time to mobilise resources for development.
OPERATING AGENCIES :
These schemes are operated through about 1.54 Lakh post offices throughout the country.
Public Provident Fund Scheme is also operated through about 8000 branches of public sector banks in addition to the post offices.
Deposit Schemes for Retiring Employees are operated through selected branches of public sector banks only.